What is debt relief?
Debt relief is the process of partial forgiveness of debt through negotiation with creditors.

What types of debt qualify
Unsecured debt including credit cards, bills, personal loans, etc can be erased. Unsecured debt is a loan where there is no collateral. Debts which do not qualify include student loans, mortgages, and car loans etc since the are secured.

How is debt relief different from debt consolidation?
Debt Consolidation combines debt and in some cases lowering interest rate which results in one lower monthly payment. Debt relief eliminates the debt owed.

How long does it take?
The process can take up to a year