Bill Consolidation FAQ

What is Bill Consolidation?
Bill consolidation is the process where we negotiate with your creditors to consolidate your debt and reduce your monthly payments.

What are some advantages to Bill Consolidation?
With a bill consolidation program, you will reduce monthly payments and be able to pay off debt sooner. Our bill consolidation partners will fight to waive your late fees and negotiate lower interest rates. The best advantage of bill consolidation is being able to take control of your credit situation.

How much can I reduce my monthly payments by?
This will depend on how much you are paying at the moment and how long you want to take to repay the loan. But reductions in monthly payments can be as much as 75%.

Will creditors continue to call?
When you join a bill consolidation program, our partners notify your creditors and demand that they stop calling you. It can take between 1 and 2 months before the phone calls completely stop.

Is it hard to qualify for Bill Consolidation?
We work with you to create a plan that works for your individual situation, whether you have good credit or bad credit.